Making Small Steps Toward Big Savings
It seems like the only recipes I’ve been writing lately have been soups. But honestly, they’re so simple, fast and fulfilling that I can’t help but make a LOT of them throughout the cold winter days. And soups are a wonderful go-to when this house starts feeling under the weather. This chicken wild rice soup is… [Read More]
When budgets are tight, trying to increase debt payments can seem overwhelming. When we first started trying to find ways to put more money towards our debt, we thought there was no where else in the budget to cut from, until I started nitpicking our budget apart even further. Here are 6 things I came up… [Read More]
When I started making cuts from my grocery bill, yogurts were one item that stuck around. Homemade yogurt was far from my mind. I’m not a big fan of yogurt in general, but Hubs and the kids eat them with lunch. The kids preferred the name brand, and I was easily able to get them… [Read More]
This is our budget estimate for January. This month, my budget goals are: 1} setting money aside to pay off Bookworm’s trumpet, and 2} continue attacking my smaller student loan with what’s remaining so it’s paid off soon. Income Hubs: $3,658.44 December Debt Savings (& Interest): $153.01 December ATM Rebate: $0 Total: $3,811.45 Expenses Mortgage: $500 Cell Phone: $52 Home Phone /… [Read More]
Income Hubs: $4,587.02 November Debt Savings (& Interest): $132.59 November ATM Rebate: $0 Total: $4,719.61 Expenses Mortgage: $500 $500 Cell Phone: $52 $50.11 Home Phone / Internet: $64 $62.95 This cost keeps increasing slightly due to federal fees and 911 surcharges. Credit Card 1: $128.65 $128.65 Even though last month was our last debt payment on this,… [Read More]
Earlier this year, I set a goal to pay off $23,000 as we worked towards becoming debt free. Paying down $23,000 may or may not seem like a lot to pay depending on where you are in your steps to financial freedom. We just started taking our debt free trip seriously at the beginning of… [Read More]
If you’ve ever had a month {or even a few months} where you had a failed budget, you know it’s a feeling of dread. It leads to neglecting your upcoming budget, and spending money without care because you’re no longer in a frugal mindset. And so starts another viscous cycle of falling off track, and… [Read More]
Cheddar broccoli soup is one of our family favorites. I can’t remember why we started making it, but I do remember it was way back in our grad school days when recipes on the internet were becoming fairly new, and AllRecipes was the “thing”. We had to hunt around for one we liked, which means… [Read More]
I don’t know about any of you, but I can always count on our family to be sick at certain times of the year. Thanksgiving for instance. At some point over the Thanksgiving vacation, someone gets sick. All out, throwing up sick. For the last four years it has been Monkey, but this year it… [Read More]
Here’s what I take into consideration when I make our monthly meal plan. We’re a family of 5. Hubs and I eat smaller adult portions, Bookworm {10} eats a smaller portion than Hubs and I. Then there’s Master {6} and Lady Bug {3}. When you combine their portions, it’s about a portion size for Hubs or… [Read More]
