Making Cents Matter

Making Small Steps Toward Big Savings

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Why I Bought A Sam’s Club Membership

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December 1, 2015 by Kate Leave a Comment

why i bought a sam's club membership
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As we started into our journey of debt freedom, I was couponing to help cut our grocery & household costs.  I was quite skeptical about getting a Sam’s Club membership at first.  While it is the only warehouse store we have available in our area, I wasn’t sure pahing $45 a year for access to bulk… [Read More]

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December 2015 Budget

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December 1, 2015 by Kate Leave a Comment

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>>>Check out the updated version of our December 2015 budget here!<<< This is our budget estimate for December.  We’re not putting our usual towards debt this month for two reasons.  First is that the end of November and all this month are filled with holidays.  I’d rather have a buffer in the off chance we… [Read More]

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Our Journey to Becoming Debt Free

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November 29, 2015 by Kate Leave a Comment

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Google tells me that the average credit card debt is nearly $15,200, and an average student loan debt of $116,000 {at a cost of $29,000 per year over four years}.  That’s a lot of debt for one person!  Sadly, I am no exception. There was a time I was putting fuel and school related purchases… [Read More]

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November 2015 Debt Free Progress

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November 29, 2015 by Kate Leave a Comment

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Earlier this year I set some goals for what I would like our debt free progress to look like as we work to become debt free. Paying down $23,000 may or may not seem like a lot to pay depending on where you are in your steps to financial freedom. We just started taking our… [Read More]

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