Making Small Steps Toward Big Savings
I am forever looking for ways to save money, but also can’t be bothered by complicated and time consuming hoops that I need to jump through in order to save a quarter or two. Over the years, money saving apps have been installed, and deleted from my phone, but there are a few that I… [Read More]
It’s payday. There’s nothing left in the fridge or pantry, and you need to go shopping. You’re not really sure what you’re shopping for, you just know that you need to get some food back in the house. Or maybe you just stock up on food on the same day each week, and get the… [Read More]
When you start budgeting, it can seem so daunting. At least it was for us. We knew we wanted to get out of debt, and learning how to efficiently budget our money was made a little easier since our income and bills were pretty straight forward. For us, it was the “other” expenses that were… [Read More]
No matter whether you’re beginning to get your finances together, or you’ve got your finances together more than Warren Buffet, creating good financial habits helps set you up for success in life. To help you get started, here are 40+ financial habits to develop. My personal advice would be to not try all of these… [Read More]
I’ll be honest, before we started budgeting, we had no savings. Well, we had maybe $600 to $1,000 in a savings account, but it wasn’t anything that would realistically and responsibly get us through an emergency. Any “emergency” we did have {like car repairs or large medical bills}, went on a credit card. In the end,… [Read More]
Occasionally on our debt free journey things go off the rails. Whether it’s because we had a month that we had unexpected car repairs, or because I hit a funk over the summer, getting off track with our budget happens from time to time. But the end game of being completely free from debt is… [Read More]
May is right around the corner. I don’t know how that’s even possible because it seems like we just left February, but here we are. As you start setting up your budgets for next month, don’t forget to add these May budget categories. Lawn & Garden In the northeast, May is when we can… [Read More]
Spring time brings the end of winter, and a big urge for all of us to get out of the house! We’ve been cooped up all winter, and we’re spending most of the week in town at the soccer fields. Spring gives us the opportunity to finally be out of the house as a family,… [Read More]
It’s crazy to think that April is right around the corner, but it’s true. With the start of a new month comes a new budget. Here’s 15 categories to keep in mind while you’re making your April budget. Holidays This year Easter falls in April. Be sure to budget for everything needed to celebrate, whether… [Read More]
Does this sound familiar? You work hard at a job that you don’t particularly enjoy for a paycheck. When that check comes, you have to dish that money back out to pay for your car, your house, your credit cards, and so on. You feel like you’re barely making it month to month, and you… [Read More]
