Making Small Steps Toward Big Savings
Before we started to get serious about paying down debt, we knew we had debts. Between the car, credit cards and our student loans, it was no surprise we had debt. But we didn’t know exactly how much debt. We knew rough estimates on who we owed to who. Let’s be honest, we were having… [Read More]
Each month I chronicle our progress on our debt free journey. This is how we did for March 2018. March 2018 Debt Update In March, we paid $1,145.38 on debt. Credit Card: $415.38 Credit Card 2: $0 Student Loans: $230 Mortgage: $500 You’ll see from above that we’ve added another credit card to the list. That’s the biggest change… [Read More]
When you’re just starting on your debt free journey, you’re encouraged to find things in your budget that you can cut back on, or cut out entirely, to help increase your income and pay off your debt faster. For some people, cutting back on, or stopping your retirement contribution entirely, falls into this category. But… [Read More]
Each month I chronicle our progress on our debt free journey. This is how we did for February 2018. February 2018 Debt Update In February, we paid $1,288.87 on debt. Credit Card: $558.87 Student Loans: $230 Mortgage: $500 I started this month with such hopes of getting our debt paid down quite a bit, but Murphy had some… [Read More]
Each month I chronicle our progress on our debt free journey. This is how we did for January 2018. January 2018 Debt Update In January, we paid $1,089.87 on debt. Credit Card: $389.87 Student Loans: $180 Mortgage: $500 I knew going into January we wouldn’t be paying a lot on debt for the month. I found out… [Read More]
Here it is… my last debt summary for 2017. If you saw my goals post, then you’ll already know how much we paid off in 2017, and our new total debt paid since we started our journey back in 2014. But I wanted to break down how we did in December on paying our debts…. [Read More]
October and November brought the end of soccer season, the beginning of fall, a few holidays, and the ceremonious start of band and chorus craziness for Bookworm. Budget wise, November was an extra pay month for us. At first, I was looking forward to making a pretty hefty payment on our snowball with the extra… [Read More]
During the end of our summer, I was looking forward to what we’d be able to pay off since we didn’t have anything going on as far as soccer, or school activities. After we made the transition to cash, and saw other expenses like medical costs creep into our budget, our debt snowball isn’t has… [Read More]
Welcome back friends! After updating you all on how the last three months have gone, I want to shift the focus now back to our debt repayments and how we have done over my hiatus from the blog. I’ve had some time to reflect these last three months about changes and how I will be… [Read More]
Our March budget, while it didn’t go as I hoped, had hung in there for the rocky month we had. I had goals for saving back up our budget overage from February’s budget, as well as paying down a bit on debt. While our income is still lower for the time being, the kids were… [Read More]
