Looking for an easy way to save up money throughout the year? Try a weekly money savings challenge! Read how to set yours up today, and get your $5 savings challenge printable for free! Once upon a time, we had very minimal savings. I’m talking minimal. Maybe there would be a few hundred in our account, but even that would…
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The half-pay method for budgeting is preferred by people who are paid bi-weekly or those who are paid twice a month. The basics behind this method is that you split your fixed expenses into two payments so that one paycheck can cover half of your expenses, and the second paycheck can cover the other half. That means, with each paycheck,…
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Have you ever had that time when life got too overwhelming? That’s what happened to me in the late part of 2021. As with anything, even budgeting through mental health was getting to me. At that time, all three of my children, and myself, were in therapy once a week. All of my children have anxiety, and the methods that…
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Hello all! I’m glad to be back. The end of October and into November brought a round of flu through our house. It wasn’t a “knock us down for the count” flu, but a very mild, very prolonged flu. Migraines for two days, then a fever for another two to three days, a day break in-between, and then the next…
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Every month there are predictable expenses, as well as expenses that only occur a few times a year. No matter how long we’ve been budgeting, there always seems to be a category or two I forget in our monthly budgets. Here are 10 budgeting categories you probably forgot in your November budget. Halloween Clearance The beginning of November is the…
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