If you follow me on Instagram, you know that one of the biggest ways I save our family money is by growing and preserving our own food. Not only does it ensure that we’re getting the most bang for our buck, but it also keeps out pesky preservatives and additives, which both Monkey and I have had allergic reactions too….
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How To Create SMART Financial Goals
Goals. It’s what we all are attempting to achieve throughout our life. Whether you want to be better at drinking water, lose 10 pounds, have a better family life, become debt-free, or just simply more organized while making it through this thing called life… we all have goals. But how can we translate those goals to our finances? How can…
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How To Make Cash Envelopes
When I first started using a cash-based budget, I wanted envelopes that would discreetly fit into the wallet I had at the time. I also did not want to keep remaking the envelopes every few weeks. So I decided to make laminated cash envelopes that could fit into any standard women’s wallet. Here is the step-by-step process I used to…
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How To Complete A Budget Review
When I started budgeting, I would set out our categories based on what we had spent previously and naturally thought that this was what we would continue to spend in those categories. The problem with that mode of thinking is that it doesn’t account for what was spent in my budget categories. Remember, a budget is an estimate, not the…
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Half Payment Budget Method
If you’re one of the 40% of people who are paid bi-weekly, or twice a month, you know the struggle to balance bills and variable expenses. They never seem to align with your pay periods, leaving you in almost a feast-famine cycle. The half-payment budget method helps you to break down your expenses into manageable portions, which leaves you with…
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